Buying your first home: a guide

Article by: Amber McNaught

So, you're about to take that first step up the property , Garage Floors - Let's Look at your Options ladder and buy your first home. , How to Winterize your It's an exciting time - but probably a little confusing, too. There's so much to think about, and when you're a first-timer on the property , Painting the Ceiling scene, it can be difficult to know what to tackle first. Follow our guide for an easy entry into the property , Building Your Dream Home - Part 3 market. 1. First home , Accent lighting - Adding the right touch to your lighting financing Before you even think about starting the search for your ideal home , How To Choose The Proper Carpet Cleaning Company , get your finance in place. , Gazebo or Sunroom? Top 3 questions you need to ask Very few of us these days can afford to buy a home , Professional Decorating Tips for Fireplace Mantels outright, so unless you happen to have inherited a fortune, or won the lottery, you're going to need a mortgage. There are various different types of mortgages available: fixed interest, variable rate, 25 year duration, 35 year duration... If you're unsure which is best for you, speak to an independent financial adviser, who will be able to guide you through the maze. The amount your mortgage lender is willing to lend you will depend on your income, debts, and savings, so it's important to find out just how much you have to spend before you set your heart on a home , Stair Rail Decorating Ideas that turns out to be out of your league. Remember, too, that not all lenders will loan you the full amount of your property , Simple Patio Walkway Design Ideas for Your Lawn - some will give you only a percentage of the price, so you may also need to save , Building Your Dream Home - Part 3 up for a deposit. 2. Finding your first home , Stair Rail Decorating Ideas You don't need us to tell you where to go looking for your first home , Interior Decoration . Real estate agents, local , Suddenly... Condensation! newspapers and the internet , Garage Floors - Let's Look at your Options all provide happy hunting grounds for prospective home , Doing it Self Improvement buyers - or you can do it the old fashioned way and just go for a drive in the area you're looking to buy in, keeping an eye out for 'For Sale' boards. An increasingly large number of home , HOUSES WITH DAM(P) BASEMENTS WON'T SELL owners are also now choosing to sell their homes , How to Winterize your themselves, rather than relying on estate agents, so don't forget to check out 'for sale by owner' sites, such as http://www.privateseller.co.uk 3. Surveys Once you've found the home , Tips for buying sunroom kits of your dreams it can be tempting to place , Cleaning Out The Cabinets in Your Kitchen an offer on it right away, so that you can get on with the fun part of moving - buying furniture, , 5 Window Treatment Ideas To Improve Your Home choosing decor , Making an allowance for Home Improvements etc. Before you do any of this, however, you'll need to have the house , Professional Decorating Tips for Fireplace Mantels surveyed, to make sure that it meets building , How Exactly Do Septic Tanks Work? standards, and that there aren't any nasty (and expensive) surprises hidden in the brickwork. You should, by now, have appointed a solicitor to oversee the legalities of your sake, and they will normally be able to arrange a survey for you. 4. Making an offer Once your survey is complete and satisfactory, its time to make an offer. Your solicitor will be able to do this for you, or, if you're buying a house , REPAIRING PUTTY WINDOW GLASS that's for sale by owner, you can make an informal offer verbally to your seller. However your offer is made and accepted, however, the next step is to get the details down on paper, in the form of an official deed of sale, which clearly states how much you will pay, what is included in the sale (i.e. white , Use Outdoor Rugs To Decorate Your Outdoor Space goods, items of furniture, , Electricity and Energy - A Glossary of Terms for UK Homeowners outbuildings etc.), and when you can move in. Happy house-hunting! Privateseller.co.uk offers UK properties , Suddenly... Condensation! for sale by owner. Find a new home, , Fireplace Safety Tips sell your old one or just get expert advice , Decorating to Improve Home on the property , Electricity and Energy - A Glossary of Terms for UK Homeowners market. Home , How to Clean and Care for Leather Furniture based business opportunities also available. Visit www.privateseller.co.uk for more information. , The Right Stuff for Your Home Office

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